Solar panels in Merritt Island, FL

See what solar and battery backup could save your Merritt Island home on FPL's rates, with full-retail net metering and $0-down options. Free, no-obligation quotes from installers serving Brevard County.

Free, no-obligation quotes. Savings vary by home and utility. $0-down offers are leases or loans and are subject to approval.

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Photo: The Banana River at Merritt Island, Gabriel Vanslette, CC BY 3.0

By the FL Solar Deals Editorial Team · Updated October 2026 · How we research

Quick answer

Is solar worth it in Merritt Island, FL?

For many homes, yes. With a $200 monthly FPL bill, we estimate a 9.6 kW system costs about $25,900 and pays for itself in about 13.2 years, because FPL credits exported solar at the full retail rate. Panels in Merritt Island produce roughly 1,490 kWh per kW each year on an unshaded, south-facing roof.

How much does solar cost and save in Merritt Island?

Electric utility
FPL
County
Brevard County
Population (2020)
about 34,500
Solar output per kW
~1,490 kWh/year
System for a $200/mo bill
~9.6 kW (24 panels)
Typical FPL rate
~13.7¢/kWh
Est. cost / payback
$25,900 / ~13.2 yrs
25-year savings
$62,700

Estimates for a cash purchase on an unshaded, south-facing roof with a $200 monthly bill. Your roof and rate plan will change the numbers. How we estimate

What would a solar estimate look like for a Merritt Island home?

Estimates for Merritt Island homes at four common bill sizes. Bigger bills need bigger systems that cost more up front, but payback stays about the same, because every kWh the panels make is credited at FPL's full rate. Homes that use more than 1,000 kWh a month pay a higher rate on the extra, so they often do a little better than shown.

Solar estimates for Merritt Island homes by monthly electric bill
Monthly billSystem sizePanelsRoof spaceCostPayback
$150/mo6.8 kW17~360 sq ft$18,40013.3 yrs
$200/mo9.6 kW24~500 sq ft$25,90013.2 yrs
$300/mo15.6 kW39~820 sq ft$42,10013.2 yrs
$400/mo21.6 kW54~1,130 sq ft$58,30013.2 yrs

How does solar work with FPL in Merritt Island?

Merritt Island is a mostly owner-occupied Brevard County community on FPL, between the Indian and Banana rivers.

Most homes in Merritt Island get their electricity from Florida Power & Light (FPL). FPL net meters under the Florida PSC's rule: power your panels send to the grid comes back as a kWh credit at the full retail rate, credits roll forward for up to 12 months, and anything left at year-end is paid out at only a few cents per kWh. So the best Merritt Island systems are sized to cover a year of use, not more. See the full FPL solar guide.

Solar can't take your bill below FPL's monthly minimum of about $30.

These estimates apply to homes with mailing addresses in Merritt Island, including ZIP codes 32952, 32953.

Compare solar across nearby towns on the Brevard County solar page.

Is your Merritt Island home a good fit?

About 80% of homes in Merritt Island are owner-occupied, and the median owner-occupied home is valued at $402,900, compared with 68% and $359,000 statewide, according to the U.S. Census Bureau (2020-2024 estimates).

  • You own the home. Rooftop solar requires owning the roof.
  • Your roof gets sun for most of the day on its south, west or east side, without heavy tree shade.
  • Your roof has years of life left. Replacing an aging shingle or tile roof before installing saves a removal and reinstall fee later.
  • Your FPL bill is regularly over about $150 a month, or you're adding an EV or a pool pump.

Not sure? A specialist can check satellite imagery of your Merritt Island roof as part of your free quote.

How do I choose a solar company in Merritt Island?

Check these before you sign with any solar company serving Merritt Island:

  • A Florida contractor license. Look up the company's license on the Florida DBPR license search and make sure it's active.
  • Permits and utility paperwork included. The price should cover the permit with Brevard County, inspections and the FPL net metering application.
  • Two or three quotes compared on price per watt, equipment and warranties. Our solar quote checker flags high prices and other red flags, and our guide to choosing a solar company covers the rest.

Or request a free quote for your Merritt Island home from one of our trusted Florida partners.

Can I add hurricane battery backup to solar in Merritt Island?

Yes. A battery stores your solar power and keeps chosen circuits running when the FPL grid goes down, which standard solar alone can't do: grid-tied panels shut off in an outage. After a storm, the panels recharge the battery each sunny day until the grid comes back. One 13.5 kWh battery runs about $13,000 installed at recent South Florida prices, with no utility or state rebate.

One battery usually covers essentials; running central air usually takes two or more. Because FPL already credits exported solar at the full rate, a battery's value is backup, not a lower bill. See solar battery backup for hurricanes.

What permits and paperwork does solar need in Merritt Island?

  • Storms on October 26 and 27, 2025, dropped more than 10 inches of rain on Merritt Island, an amount a Fox 35 meteorologist said generally happens about once every 50 years, and rainwater entered some homes on the island's north end.
  • Hurricane Milton in October 2024 caused flooding and damage on Merritt Island, including several boats damaged or destroyed.
  • Merritt Island is unincorporated (Brevard County studied incorporating it in 2023), so Brevard County issues building permits there. FPL lists Merritt Island among the communities it serves.
  • During Hurricane Milton on October 9, 2024, an EF1 tornado with winds near 95 mph formed in Cocoa Beach and crossed the Banana River into Merritt Island, the National Weather Service found.
  • Brevard County is moving Merritt Island neighborhoods from septic tanks to sewer to protect the Indian River Lagoon, and hard coquina rock drove up conversion costs in 2024.
  1. 1

    Building permit

    Your installer applies to Brevard County for the permit, with plans designed to Florida Building Code wind loads, and an inspector checks the finished work. Since July 2025, state law lets a private provider review residential solar and battery plans, with a decision due within 5 business days.

  2. 2

    FPL net metering application

    Your installer applies to FPL to connect the system. Most home systems are Tier 1 (up to 10 kW), with no application fee.

  3. 3

    Meter swap and permission to operate

    After the final inspection, FPL installs a net meter and gives permission to turn the system on.

  4. 4

    Property tax

    Florida law keeps the value solar adds out of your home's assessment. If you're unsure whether anything needs to be filed, ask the Brevard County Property Appraiser.

Local sources: Fox 35: Heavy rain totals pour over Volusia and Brevard (Oct. 2025); Florida Today via AOL: Brevard remains under flood watch (Oct. 2025); Yahoo News: Damage and flooding in Merritt Island and Cocoa after Milton (Oct. 2024); Spectrum News 13: Feasibility study examines incorporating Merritt Island (June 2023); Brevard County: Building permits; FPL: Communities served (tariff section 7); NWS Melbourne: Damage survey (Oct. 2024); WKMG News 6: Coquina causes cost overruns on Merritt Island (Nov. 2024)

How much could solar save your Merritt Island home?

Get an instant solar estimate for your Merritt Island home: enter your bill to see a system size, cost, payback and what battery backup adds.

$
How much shade does your roof get?
Add a home battery for backup?

Each battery stores 13.5 kWh, a common home size. One usually covers essentials through a storm outage; running central air usually takes two or more.

Adjust assumptions

Your bill divided by the kWh used. Blank uses about 13.7¢, typical for FPL.

The cash price, including installation.

Your estimate

System size
9.6 kW
about 24 panels
Yearly production
14,304 kWh
vs. about 14,891 kWh used
First-year savings
$1,960
about $163/month
Payback
13.2 years
$62,700 saved over 25 years
Estimated cost breakdown
Estimated costNo Florida state or utility rebate applies; sales tax is already exempt.$25,900

Planning estimate only, not a quote. Assumes a south-facing roof, a cash purchase and a system sized to cover up to a year of use. Real numbers depend on your roof, equipment and rate plan. How we estimate

How it works

  1. 1

    Enter your ZIP

    We confirm your home is in Florida and which utility serves it.

  2. 2

    Answer a few questions

    Your typical electric bill, your roof and how you'd like to pay. It takes about two minutes.

  3. 3

    Talk to a local specialist

    A Florida installer models your real savings from your bills and roof, with battery backup if you want it. You decide what happens next.

Merritt Island solar FAQ

Who is the electric utility in Merritt Island, FL?

Most homes in Merritt Island are served by Florida Power & Light (FPL). Some addresses near town edges may be on a city-owned utility or an electric co-op, so check the name on your bill.

Are there solar rebates in Merritt Island?

Not from the state or FPL. What Merritt Island homeowners do get is full-retail net metering from FPL, no sales tax on solar equipment, and no property tax on the value solar adds to the home. The 30% federal homeowner credit ended after 2025.

How much do solar panels cost in Merritt Island?

For a home with a $200 monthly bill, we estimate a 9.6 kW system at about $25,900, which pays for itself in about 13.2 yrs. A lease can bring the upfront cost to $0. Try the solar savings calculator, or get a free quote for real numbers on your Merritt Island home.

How much electricity do solar panels produce in Merritt Island?

About 1,490 kWh per year for each kW of panels on an unshaded, south-facing roof, so a 9.6 kW system would make roughly 14,304 kWh a year. Shade, roof direction and pitch can lower that.

Will solar keep my power on during a hurricane in Merritt Island?

Only with a battery. Grid-tied panels shut off when the FPL grid goes down, for the safety of line crews; a battery keeps chosen circuits running and the panels recharge it each sunny day.

Can my HOA in Merritt Island stop me from going solar?

No. Florida law bars HOAs and deed restrictions from prohibiting solar panels. The association can choose where on the roof they go, as long as the spot faces south or within 45° east or west of due south and doesn't keep them from working well.

Get a free solar quote for your Merritt Island home

Free, no-obligation quote from a trusted Florida solar partner.