Solar panels in Apalachicola, FL
See what solar and battery backup could save your Apalachicola home on Duke Energy's rates, with full-retail net metering and $0-down options. Free, no-obligation quotes from installers serving Franklin County.
Free, no-obligation quotes. Savings vary by home and utility. $0-down offers are leases or loans and are subject to approval.
By the FL Solar Deals Editorial Team · Updated October 2026 · How we research
Quick answer
Is solar worth it in Apalachicola, FL?
For many homes, yes. With a $200 monthly Duke Energy bill, we estimate a 9.2 kW system costs about $24,800 and pays for itself in about 12.7 years, because Duke Energy credits exported solar at the full retail rate. Panels in Apalachicola produce roughly 1,430 kWh per kW each year on an unshaded, south-facing roof.
How much does solar cost and save in Apalachicola?
- Electric utility
- Duke Energy
- County
- Franklin County
- Solar output per kW
- ~1,430 kWh/year
- System for a $200/mo bill
- ~9.2 kW (23 panels)
- Typical Duke Energy rate
- ~14.9¢/kWh
- Est. cost / payback
- $24,800 / ~12.7 yrs
- 25-year savings
- $62,700
Estimates for a cash purchase on an unshaded, south-facing roof with a $200 monthly bill. Your roof and rate plan will change the numbers. How we estimate
| Town | Utility | Output per kW | System size | Cost | Payback |
|---|---|---|---|---|---|
| Apalachicola | Duke Energy | 1,430 kWh | 9.2 kW | $24,800 | 12.7 yrs |
| St. George Island | Duke Energy | 1,440 kWh | 9.2 kW | $24,800 | 12.6 yrs |
| Port St. Joe | Duke Energy | 1,430 kWh | 9.2 kW | $24,800 | 12.7 yrs |
| Mexico Beach | Duke Energy | 1,420 kWh | 9.6 kW | $25,900 | 12.8 yrs |
| Callaway | FPL | 1,410 kWh | 10.4 kW | $28,100 | 14 yrs |
What would a solar estimate look like for a Apalachicola home?
Estimates for Apalachicola homes at four common bill sizes. Bigger bills need bigger systems that cost more up front, but payback stays about the same, because every kWh the panels make is credited at Duke Energy's full rate. Homes that use more than 1,000 kWh a month pay a higher rate on the extra, so they often do a little better than shown.
| Monthly bill | System size | Panels | Roof space | Cost | Payback |
|---|---|---|---|---|---|
| $150/mo | 6.4 kW | 16 | ~340 sq ft | $17,300 | 12.7 yrs |
| $200/mo | 9.2 kW | 23 | ~480 sq ft | $24,800 | 12.7 yrs |
| $300/mo | 15.2 kW | 38 | ~800 sq ft | $41,000 | 12.7 yrs |
| $400/mo | 20.8 kW | 52 | ~1,090 sq ft | $56,200 | 12.7 yrs |
How does solar work with Duke Energy in Apalachicola?
Apalachicola is the historic Franklin County seat on the Panhandle coast, served by Duke Energy Florida.
Most homes in Apalachicola get their electricity from Duke Energy Florida. Duke Energy net meters under the Florida PSC's rule: power your panels send to the grid comes back as a kWh credit at the full retail rate, credits roll forward for up to 12 months, and anything left at year-end is paid out at only a few cents per kWh. So the best Apalachicola systems are sized to cover a year of use, not more. See the full Duke Energy solar guide.
Solar can't take your bill below Duke Energy's monthly minimum of about $30.
These estimates apply to homes with mailing addresses in Apalachicola, including ZIP code 32320.
Is your Apalachicola home a good fit?
- You own the home. Rooftop solar requires owning the roof.
- Your roof gets sun for most of the day on its south, west or east side, without heavy tree shade.
- Your roof has years of life left. Replacing an aging shingle or tile roof before installing saves a removal and reinstall fee later.
- Your Duke Energy bill is regularly over about $150 a month, or you're adding an EV or a pool pump.
Not sure? A specialist can check satellite imagery of your Apalachicola roof as part of your free quote.
How do I choose a solar company in Apalachicola?
Check these before you sign with any solar company serving Apalachicola:
- A Florida contractor license. Look up the company's license on the Florida DBPR license search and make sure it's active.
- Permits and utility paperwork included. The price should cover the permit with the City of Apalachicola or Franklin County, inspections and the Duke Energy net metering application.
- Two or three quotes compared on price per watt, equipment and warranties. Our solar quote checker flags high prices and other red flags, and our guide to choosing a solar company covers the rest.
Or request a free quote for your Apalachicola home from one of our trusted Florida partners.
Can I add hurricane battery backup to solar in Apalachicola?
Yes. A battery stores your solar power and keeps chosen circuits running when the Duke Energy grid goes down, which standard solar alone can't do: grid-tied panels shut off in an outage. After a storm, the panels recharge the battery each sunny day until the grid comes back. One 13.5 kWh battery runs about $13,000 installed at recent South Florida prices, with no utility or state rebate.
One battery usually covers essentials; running central air usually takes two or more. Because Duke Energy already credits exported solar at the full rate, a battery's value is backup, not a lower bill. See solar battery backup for hurricanes.
What permits and paperwork does solar need in Apalachicola?
- Apalachicola's historic district has been on the National Register since 1980, and the city's Planning and Zoning board decides certificates of appropriateness for work there, so ask the city before mounting panels on a home in the district.
- In a January 2025 winter storm, 1,564 Duke Energy customers in the Apalachicola area were still without power at 3 p.m.
- After Hurricane Michael in 2018, Duke set a restoration target of October 17, a week after landfall, for most Apalachicola, St. George Island and Eastpoint customers who could take power.
- 1
Building permit
Your installer applies to the City of Apalachicola or Franklin County for the permit, with plans designed to Florida Building Code wind loads, and an inspector checks the finished work. Since July 2025, state law lets a private provider review residential solar and battery plans, with a decision due within 5 business days.
- 2
Duke Energy net metering application
Your installer applies to Duke Energy to connect the system. Most home systems are Tier 1 (up to 10 kW), with no application fee.
- 3
Meter swap and permission to operate
After the final inspection, Duke Energy installs a net meter and gives permission to turn the system on.
- 4
Property tax
Florida law keeps the value solar adds out of your home's assessment. If you're unsure whether anything needs to be filed, ask the Franklin County Property Appraiser.
Local sources: Wikipedia: Apalachicola Historic District; City of Apalachicola: Planning and Zoning minutes (July 2025); Franklin County News: Power outages beset Franklin County (Jan. 2025); Benzinga: Duke Energy Hurricane Michael restoration update (Oct. 2018); Duke Energy Florida: Communities served (tariff section V)
How much could solar save your Apalachicola home?
Get an instant solar estimate for your Apalachicola home: enter your bill to see a system size, cost, payback and what battery backup adds.
Your estimate
- System size
- 9.2 kW
- about 23 panels
- Yearly production
- 13,156 kWh
- vs. about 13,691 kWh used
- First-year savings
- $1,960
- about $163/month
- Payback
- 12.7 years
- $62,700 saved over 25 years
| Estimated costNo Florida state or utility rebate applies; sales tax is already exempt. | $24,800 |
|---|
Planning estimate only, not a quote. Assumes a south-facing roof, a cash purchase and a system sized to cover up to a year of use. Real numbers depend on your roof, equipment and rate plan. How we estimate
How it works
- 1
Enter your ZIP
We confirm your home is in Florida and which utility serves it.
- 2
Answer a few questions
Your typical electric bill, your roof and how you'd like to pay. It takes about two minutes.
- 3
Talk to a local specialist
A Florida installer models your real savings from your bills and roof, with battery backup if you want it. You decide what happens next.
Where else near Apalachicola can you get solar quotes?
What should Apalachicola homeowners know before going solar?
Apalachicola solar FAQ
Who is the electric utility in Apalachicola, FL?
Most homes in Apalachicola are served by Duke Energy Florida. Some addresses near town edges may be on a city-owned utility or an electric co-op, so check the name on your bill.
Are there solar rebates in Apalachicola?
Not from the state or Duke Energy. What Apalachicola homeowners do get is full-retail net metering from Duke Energy, no sales tax on solar equipment, and no property tax on the value solar adds to the home. The 30% federal homeowner credit ended after 2025.
How much do solar panels cost in Apalachicola?
For a home with a $200 monthly bill, we estimate a 9.2 kW system at about $24,800, which pays for itself in about 12.7 yrs. A lease can bring the upfront cost to $0. Try the solar savings calculator, or get a free quote for real numbers on your Apalachicola home.
How much electricity do solar panels produce in Apalachicola?
About 1,430 kWh per year for each kW of panels on an unshaded, south-facing roof, so a 9.2 kW system would make roughly 13,156 kWh a year. Shade, roof direction and pitch can lower that.
Will solar keep my power on during a hurricane in Apalachicola?
Only with a battery. Grid-tied panels shut off when the Duke Energy grid goes down, for the safety of line crews; a battery keeps chosen circuits running and the panels recharge it each sunny day.
Can my HOA in Apalachicola stop me from going solar?
No. Florida law bars HOAs and deed restrictions from prohibiting solar panels. The association can choose where on the roof they go, as long as the spot faces south or within 45° east or west of due south and doesn't keep them from working well.
Get a free solar quote for your Apalachicola home
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