Quick answer
For monthly bills of $150 to $300, a Florida home needs about 17 to 38 panels in our estimate. Start with your yearly electricity use in kWh, divide by what 1 kW of panels makes where you live (about 1,390 kWh a year in Pensacola to 1,540 in Miami), then divide by panel size. A $200 FPL bill works out to about 24 panels.
How do I work out how many solar panels I need?
- 1
Find your yearly use
Add up the last 12 months of kWh. FPL bills show a chart of the last 13 months of use, and every utility's online account lists monthly kWh.
- 2
Divide by local output
Divide your yearly kWh by what 1 kW of panels makes in your area each year. That gives the system size in kW.
- 3
Divide by panel size
Divide the system size in watts by the panel wattage. Our estimates use 400 W panels.
For example, a home using 12,000 kWh a year in Orlando needs about 8.1 kW, or 21 panels of 400 W, on an unshaded south-facing roof. Florida's full-retail net metering means the goal is to cover about a year of your use, not more.
How much electricity does a solar panel make in Florida?
| Area | kWh per kW per year | One 400 W panel per year | System for 12,000 kWh | Panels |
|---|---|---|---|---|
| Pensacola | 1,390 | 556 kWh | 8.6 kW | 22 |
| Jacksonville and St. Augustine | 1,420 | 568 kWh | 8.5 kW | 22 |
| Orlando | 1,490 | 596 kWh | 8.1 kW | 21 |
| Tampa Bay | 1,500 | 600 kWh | 8.0 kW | 20 |
| Fort Myers and Naples | 1,530 | 612 kWh | 7.8 kW | 20 |
| Miami | 1,540 | 616 kWh | 7.8 kW | 20 |
South Florida gets the most sun, so the same use needs a slightly smaller system there than in the Panhandle. Shade, a west- or east-facing roof and a flatter tilt all lower output.
Shade lowers these numbers; see trees and solar panels in Florida.
How many solar panels for my electric bill?
The same bill buys different amounts of electricity on each utility, because their rates differ. In our estimate:
| Monthly bill | FPL | Duke Energy Florida | Tampa Electric |
|---|---|---|---|
| $150 | ~876 kWh/mo, 17 panels | ~805 kWh/mo, 16 panels | ~875 kWh/mo, 17 panels |
| $200 | ~1,241 kWh/mo, 24 panels | ~1,141 kWh/mo, 22 panels | ~1,196 kWh/mo, 23 panels |
| $300 | ~1,971 kWh/mo, 38 panels | ~1,812 kWh/mo, 36 panels | ~1,837 kWh/mo, 36 panels |
Your actual kWh is on your bill, and it's a better starting point than the dollar amount. Try your own numbers in the savings calculator.
How much should I add for an electric car or a pool?
An electric car. Federal fuel economy data put the average 2023 electric vehicle at 37.5 kWh per 100 miles, so 10,000 miles of driving a year uses about 3,750 kWh. In Tampa Bay that's about 2.5 kW more, or 7 more panels.
A pool pump. A single-speed pool pump can be one of a Florida home's biggest loads. ENERGY STAR notes that running a pump at half speed uses about one-eighth as much energy, so switching to a variable-speed pump before you size solar can shrink the system you need.
How much roof space do solar panels need?
| Panels | System size | Roof area |
|---|---|---|
| 16 | 6.4 kW | ~336 sq ft |
| 20 | 8.0 kW | ~420 sq ft |
| 25 | 10.0 kW | ~525 sq ft |
| 30 | 12.0 kW | ~630 sq ft |
Code setbacks from roof edges and ridges, especially in Miami-Dade and Broward's High-Velocity Hurricane Zone, reduce the usable area. Higher-wattage panels fit more on a small roof. See can solar panels survive a hurricane for wind rules.
Flat roofs need tilt racks and rows spaced for shade; see solar on a flat roof.
Should I go bigger than 10 kW?
Only if your use calls for it. Under Florida's net metering rule, systems up to 10 kW are Tier 1, with no utility fee and no required liability insurance. Over 10 kW is Tier 2, where utilities can charge an application fee and require up to $1 million in liability coverage.
Oversizing doesn't pay either: credits left at the end of the year are paid out at only a few cents per kWh. See how Florida net metering works and solar and home insurance.
How many batteries do I need with solar?
Batteries are sized for backup, not bill savings, because net metering already credits exports at the full rate. One 13.5 kWh battery covers essentials like the fridge, lights and internet; running central air usually takes more. See solar battery backup for hurricanes and the best home batteries for Florida.
Sources
- NREL PVWatts Calculator
- Florida Solar Authority: Solar energy production estimates for Florida regions (NREL PVWatts)
- FPL: How to read your bill (energy usage history)
- Kansas Legislative Research Department: EV efficiency from fueleconomy.gov, model year 2023 (2025)
- ENERGY STAR: Pool pumps fact sheet (2023)
- Florida Administrative Code Rule 25-6.065: Interconnection and net metering of customer-owned renewable generation
This guide is general information, not tax, legal or financial advice. Incentive programs change, so confirm current terms with your installer, your utility and a tax professional.
