Quick answer
If your AC is old or failing, fix it first, then size solar to the new, lower usage. Air conditioning is 28% of Florida home energy use, versus 9% nationally, per EIA. FPL, Duke Energy Florida and Tampa Electric all offer AC rebates, but the federal heat pump credit ended after 2025. A newer AC makes the solar system you need smaller.
How much of a Florida electric bill is air conditioning?
A lot. In EIA's 2020 survey, air conditioning made up 28% of total home energy use in Florida, compared with 9% nationally, and 96% of Florida households used AC. Tampa Electric says AC can be more than half of a summer bill. See the average electric bill in Florida.
Should I replace my AC before getting solar?
If the unit is old, inefficient or near failure, usually yes. Solar is sized to your yearly use, so if you go solar first and later install a more efficient AC, you may end up with more panels than you need, and Florida pays only a low avoided-cost rate for extra credit at year end. Studies and state energy offices note that efficiency upgrades done first can shrink the solar system you need.
If your AC is fairly new and working well, there's no reason to wait: get solar quotes sized to your current use. See how many solar panels you need.
What efficiency should a new AC in Florida have?
Since January 1, 2023, new split central air conditioners in the Southeast must meet at least 14.3 SEER2 under federal rules, and split heat pumps 14.3 SEER2 and 7.5 HSPF2. SEER2 uses a tougher test, so the same unit rates a few percent lower than under the old SEER scale. All three utility rebates below start at 15.2 SEER2, the ENERGY STAR level.
Can I still get an R-410A air conditioner in 2026?
Yes, for now. An EPA rule effective July 27, 2026 lets installers keep putting in R-410A systems made or imported before January 1, 2025, but no new complete R-410A systems are being made, so supply will run out. New systems use A2L refrigerants such as R-454B, and those parts aren't interchangeable with R-410A equipment.
If a contractor quotes a leftover R-410A unit, ask about the future cost of refrigerant for repairs. If you go with a new A2L system, plan to replace the indoor and outdoor units together.
Do I need a load calculation to replace an AC in Florida?
Often. Florida's energy code has required a recognized sizing calculation at permit for full replacement of the outdoor and indoor units since 2012, but counties apply it differently: Collier County asks for a Manual J with every change-out, while Jupiter asks only when the system is being resized.
Ask for the calculation either way. A unit sized to the house as it is now, after any duct or insulation fixes, runs more efficiently and dehumidifies better than an oversized one, and it lowers the kWh your solar has to cover.
How old is too old for a Florida air conditioner?
ENERGY STAR suggests considering a replacement once a heat pump or air conditioner is more than 10 years old, and says a properly installed ENERGY STAR unit can save up to 20% on heating and cooling costs. In Florida's heat, contractors commonly cite a shorter life than the national average, especially near the coast.
If your system is past 10 years and you're planning solar, replace the AC first so the solar system is sized to the new, lower load.
What AC rebates do FPL, Duke and Tampa Electric offer?
| Utility | Rebate | Key requirement |
|---|---|---|
| FPL | $200 instant credit | 15.2 SEER2 or higher, through a participating contractor |
| Duke Energy Florida | Up to $1,000 for heat pumps | Free Home Energy Check within the past 24 months |
| Tampa Electric | $40 at 15.2 SEER2, $550 at 16.2 SEER2 | Replacing an older ducted system; apply within 90 days |
Duke's program also offers up to $800 for attic insulation and up to $450 for duct testing and repair. The federal energy efficient home improvement credit (25C), which covered heat pumps, ended for equipment placed in service after December 31, 2025.
What cheaper fixes cut AC costs first?
- Seal the ducts. ENERGY STAR says a typical home loses 20 to 30% of the air moving through its ducts to leaks. In an older Florida Solar Energy Center study of central Florida homes, duct repair cut cooling energy 18%.
- Raise the thermostat. FPL suggests 75 to 78°F when you're home and up to 82°F when you're away, and says each degree between 75 and 78 saves 3 to 5% of monthly cooling costs.
- Add attic insulation. Duke rebates insulation for homes with R-19 or less in the attic.
Once usage is down, solar covers what's left. Pairing it with a battery keeps the AC's fan and some cooling running in an outage. See whole-home battery backup.
Sources
- U.S. EIA: RECS 2020 state data release, air conditioning in Florida homes
- U.S. EIA: Today in Energy, home energy use by region and state (RECS 2020)
- Tampa Electric: High summer bills
- Center for Sustainable Energy: Energy efficiency motivations and actions of California solar homeowners
- Hawaii State Energy Office: General guide to going solar (June 2025)
- EnergySage: Pairing solar and energy efficiency
- IEA: Updated U.S. efficiency standards for central air conditioners and heat pumps (2023)
- FPL: Residential air conditioning rebate
- Duke Energy Florida: Home Energy Improvement, HVAC replacement
- Orange Observer: Duke Energy expands rebate program (June 2025)
- Tampa Electric: Heating and cooling rebates
- Tampa Electric: Enhanced programs help customers save (2025)
- IRS: Energy efficient home improvement credit
- IRS: FAQs on changes to Sections 25C, 25D and other credits under the 2025 law (Public Law 119-21)
- ENERGY STAR: Duct sealing
- Florida Solar Energy Center: Duct repair study in central Florida homes
- WQCS: FPL tips help Florida households cut summer energy bills (July 2026)
- NAHB: EPA final rule on R-410A HVAC installations (May 2026)
- ACHR News: EPA removes R-410A installation deadline (2026)
- ACHR News: Where the A2L transition exposes install shortcuts (2026)
- Florida Building Commission: 2012 supplement to the Florida Building Code, Energy
- Collier County: Manual J requirements for air conditioning change-outs
- Town of Jupiter: Residential air conditioning permit requirements
- ENERGY STAR: When to replace heating and cooling equipment
This guide is general information, not tax, legal or financial advice. Incentive programs change, so confirm current terms with your installer, your utility and a tax professional.
