Florida solar scams: red flags, fake FPL reps and how to cancel

Most Florida installers are legitimate, but misleading door-to-door and phone pitches are common and growing. Here are the red flags, what Florida law requires, and how to get out of a bad contract.

By the FL Solar Deals Editorial Team · Updated October 2026 · How we research

Quick answer

The most common Florida solar scams are door-to-door pitches for "free" or government solar, people posing as FPL, quotes that still promise a 30% federal tax credit on a 2026 purchase, and loans padded with hidden fees. FPL never sells products at your door. You have until midnight of the third business day to cancel a contract signed at home, in writing.

How common are solar scams in Florida?

Common enough that the Attorney General keeps suing. In June 2026, WPTV reported that nearly 750 consumer complaints had been filed in Florida against three solar companies it examined, with the Attorney General investigating two and in litigation with the third.

  • MC Solar and Roofing (Tampa), 2023: sued after more than 400 customers complained of unfinished installs, damaged homes and misrepresented financing.
  • Vision Solar and SetUp My Solar: sued over high-pressure sales, misrepresented savings, equipment and tax rebates, and permits left unfinished.
  • Door-to-door debt, 2026: WPTV reported Florida homeowners left with decades of solar debt and bills that never went away; of four salespeople named in their contracts, only one showed up in the state's contractor license database.

That last point is the cheapest protection you have: check the license before anyone climbs on your roof.

Does FPL sell solar panels door to door?

No. FPL says it will never try to sell you a product at your door, and it doesn't call customers to solicit energy surveys. Its advice: shut the door and call the police if a visitor without FPL identification tries to collect payment or aggressively sells you anything, and ask any real FPL worker for a photo ID badge and work request number.

Scammers use FPL's name because people trust it: some callers have claimed to be with FPL and offered rebates for putting solar panels on your house. FPL and the state don't offer a home solar rebate. FPL's own solar program for customers, SolarTogether, is a subscription with no panels on your roof that you join through FPL, not at your door.

What are the red flags in a Florida solar sales pitch?

  • "Free solar" or a government program. The FTC says the federal government doesn't install solar on homes for free, and the Attorney General warns about sellers who present themselves as government-affiliated.
  • A 30% federal tax credit on a 2026 purchase. The homeowner credit (25D) ended for systems completed after 2025. A quote that subtracts it from a cash or loan price is wrong. Leases are different, because the leasing company can still claim a business credit.
  • A tablet you can't read. The FTC says to stop if you're pressed to sign on a screen without seeing the full agreement.
  • Savings that erase your bill. Solar can't take an FPL bill below its $30 monthly minimum.
  • A loan bigger than the cash price. The CFPB found dealer fees often add 30% or more to a solar loan and are often left out of the advertised rate. Ask for the cash price and the loan amount side by side.
  • PACE pitched as a government program. PACE financing is repaid on your property tax bill and is a lien on your home.

For what a fair quote looks like, see how to choose a solar company in Florida and what solar costs in Florida.

What does Florida law require in a solar contract?

  • A separate solar disclosure. Every residential solar sale or lease needs a written disclosure covering the total cost, the payment amounts and schedule, and whether a UCC-1 or fixture filing (a lien-type record) will be filed against your property.
  • A licensed installer. Florida licenses solar contractors (CVC) and electrical contractors (EC). Check the number on the state's license lookup, and make sure the company name matches. A contract with an unlicensed contractor can't be enforced by that contractor.
  • PACE limits. Since July 2024, PACE terms are capped at 20 years and you have to acknowledge in writing that missing payments can cost you your home.

How do I cancel a solar contract in Florida?

  1. 1

    Act within three business days

    For a contract signed at your home, Florida lets you cancel until midnight of the third business day after you sign.

  2. 2

    Cancel in writing

    Send the cancellation notice from your contract, or a signed letter, and keep proof: the Attorney General suggests certified mail.

  3. 3

    Check the license and the paperwork

    If you're past three days, check whether the seller was licensed and whether you got the required solar disclosure. Gaps there are worth raising with a lawyer or the Attorney General.

  4. 4

    Report it

    File a complaint with the Attorney General and the FTC, and with FPL if someone used its name.

Where do I report a solar scam in Florida?

  • Florida Attorney General: 1-866-9NO-SCAM (1-866-966-7226) or myfloridalegal.com.
  • FPL: if someone posed as FPL, report it through FPL's scam page or the number on your bill.
  • FTC: ReportFraud.ftc.gov.
  • Unlicensed contracting: the Department of Business and Professional Regulation, through myfloridalicense.com.

A legitimate installer is happy to leave you a written quote and wait while you compare it with two others. You can get competing quotes without anyone at your door.

Sources

  1. Florida Attorney General: Lawsuits against Vision Solar and SetUp My Solar (Dec. 2023)
  2. Florida Attorney General: Legal action against MC Solar (Nov. 2023)
  3. WFLX: Solar complaints mount on the Treasure Coast (June 2026)
  4. WFLX/WPTV: Florida homeowners say door-to-door solar sales left them with decades of debt (Aug. 2026)
  5. FPL: Protect yourself from scams, fraud and impostors
  6. FTC: How to avoid getting burned by solar or clean energy scams (Aug. 2024)
  7. FTC: Solar energy's rising popularity, and so are scams (Sept. 2024)
  8. Florida Attorney General: The dark side of solar consumer guide (Mar. 2024)
  9. IRS: FAQs on changes to Sections 25C, 25D and other credits under the 2025 law (Public Law 119-21)
  10. Consumer Financial Protection Bureau: Report on markup fees in solar energy loans (2024)
  11. Florida Statutes s. 520.23: Distributed energy generation system disclosures
  12. Florida Statutes s. 489.105: Definitions (solar contractor)
  13. Florida Statutes s. 489.128: Contracts entered into by unlicensed contractors unenforceable
  14. Florida DBPR: Search for a licensed contractor
  15. Florida PACE: Frequently asked questions (SB 770, 2024)
  16. WKMG: Governor approves new safeguards for PACE loans (July 2024)
  17. Florida Statutes s. 501.025: Home solicitation sale, right to cancel
  18. Florida Attorney General: Home solicitation sales (right to cancel)

This guide is general information, not tax, legal or financial advice. Incentive programs change, so confirm current terms with your installer, your utility and a tax professional.

Frequently asked questions

Is free solar real in Florida?

No. The FTC says the federal government doesn't install solar on homes for free, and FPL and the state offer no home solar rebate. "Free" usually means a lease or loan with payments you'll make for 20 years or more.

Can I cancel a solar contract in Florida?

Yes, if you signed it at your home: you can cancel until midnight of the third business day after signing. Do it in writing, and keep proof of when you sent it.

Does FPL send people door to door to sell solar?

No. FPL says it will never try to sell you a product at your door. Ask for a photo ID badge, and call the number on your bill if you're not sure.

Is the 30% solar tax credit still available in Florida?

Not for homeowners who buy: the federal homeowner credit ended for systems completed after 2025. A 2026 cash or loan quote that subtracts 30% is out of date.

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