How to read a Florida solar quote, line by line

Divide the cash price by the system size in watts. EnergySage put Florida's average at $2.12 a watt including installation in October 2026, or about $30,557 for a 14.44 kW system, with a range of about $25,973 to $35,141. Batteries, a ground mount, an electrical panel upgrade or premium panels raise the price per watt.

Get the cash price in writing even if you plan to finance, so you can see what the loan adds. Paste the quote into the solar quote checker to see where it lands, and see what solar costs in Florida.

Compare the first-year kWh with your last 12 months of FPL use, which your bills or FPL account show. Under Florida net metering, extra kWh roll forward month to month for up to 12 months, but whatever is left at year-end is paid at only a few cents per kWh. So a system that makes far more than you use earns little for the extra panels.

Ask what tool produced the estimate. NREL's free PVWatts calculator lets you check it yourself with your roof's direction and tilt. See how many solar panels you need and Florida net metering.

• Dealer fees. The CFPB found that some solar lenders add fees that raise the loan amount by 30% or more above the cash price, and often leave them out of the stated APR. If the loan amount is higher than the cash price, ask why. See solar loans in Florida.
• The federal credit. The 30% homeowner credit (25D) ended for systems finished after 2025. A 2026 purchase or loan quote that subtracts it is out of date. Leases are different: the leasing company can still claim a business credit, so ask how much of it shows up in your payment. See solar lease vs. buy.
• Sales tax. Florida exempts solar energy systems and their components from sales tax, so it shouldn't appear on the equipment.

• A separate solar disclosure. Under s. 520.23, a solar sale or lease must come with a separate written statement in at least 12-point type that you sign separately. It lists the installer's contact details and license number and says whether a lien will be placed on your home.
• Three days to cancel. If you signed at home, s. 501.025 lets you cancel in writing until midnight of the third business day.
• A lien law notice. Contracts over $2,500 for a home of up to four units must include a notice under s. 713.015. It warns that subcontractors and suppliers who aren't paid can file a lien on your home even if you paid the contractor.
• A Notice of Commencement. For jobs over $5,000, it has to be recorded and posted at the site before the first inspection. See how long solar installation takes.
• A license you can look up. Solar is installed under a solar or electrical contractor license; check the number on the state's license search before you sign.

As little as you can. Florida doesn't cap deposits, but s. 489.126 says that if a contractor takes more than 10% of the contract price up front, it has to apply for permits within 30 days and start work within 90 days after the permits are issued, unless there's just cause or you agree in writing to more time.

Tie the last payment to the final inspection and FPL's approval to turn the system on. FPL connects a Tier 1 system (up to 10 kW) only after a signed interconnection agreement and an approved local permit. See what to do if your solar company goes out of business.

Look for four: the panel's product and performance warranty (often 25 years), the inverter and battery warranties, the installer's workmanship warranty, and a roof penetration warranty that covers leaks where the racking is bolted down. Workmanship and roof coverage are the ones most often thin or missing, and they're only as good as the company behind them.

Compare quotes side by side with how to choose a solar company in Florida, and watch for the pressure tactics in Florida solar scams.